The start of a new year is an opportunity to have a clean slate and start fresh. It is also an opportunity to set resolutions of what you want to accomplish or change in your life for the new year. Things like losing weight, exercise more and save money tend to top people’s list, including mine in years past. In January of 2009, my new year’s resolution was to lose weight for my wedding. At that point I had topped the scale higher than I had ever been and I was considered obese by BMI (body mass index) standards. Now we’ve all heard the stats on new year’s resolutions: “only…